Mortgages

How to get a mortgage? The first is to find a reliable lender among many banks. Here we have to rely on their own knowledge or recourse to experts. Each bank cares about its advertising, so you will not be difficult to find the desired data. Once defined, proceed to a detailed study of the information on how to get an apartment on credit. Please note: 1) the amount of down payment, and 2) how long taken credit? 3) the conditions of issue (which the borrower is more preferable for the bank) 4) mortgage rate, 5) currency loan Mortgage - a lengthy process, so there may be unexpected expenses. Probability such costs should be reflected in budget planning. For your convenience, virtually all banking websites, there are calculators to calculate costs and estimate your expenses.

So, the list is compiled. Now Choose from this number with the bank's 3.4 favorable conditions for you and apply immediately to all. It is necessary, firstly, for hedging, and secondly, for the opportunity to make the final choice a bit later, as not all banks provide comprehensive information about their loan terms. Selection of mortgage programs can be trusted with a huge database on the site, it more than 8000 mortgage programs for 92 banks in Russia. If you do not have the original savings it does not matter, look at the mortgage with no down payment. The Bank requires the borrower to carry out the procedure for mortgage insurance, to insure their risks, costs of the procedure from 0.5% to 2% of the mortgage. Several tips on the mortgage when the stage of selecting the bank lender has passed, you should consider as a more economical approach to bank payments to the lender. Perhaps the old dwelling profitable to sell and make the amount received in as a down payment.

Services mortgage broker should be noted that in addition to select a bank lender and the borrower is planning its budget must be required to collect a large amount of documentation certified by a notary. Save time, money and hassle you, contact a professional in the field of mortgage lending. Today service mortgage broker is not uncommon. The mortgage broker usually works for percentage of the transaction amount, will help to sell your property, choose individual mortgage program, as well as shorten the decision on the loan. Remember you can always make refinancing mortgages (refinance home loan), thereby saving money. Banks that provide this service now, experts have prepared polno. mortgage referral service .ru